These Terms of Service ("Terms") govern your use of the website located at apxcfo.com and any business advisory and fractional CFO services provided by APX ("APX," "we," "us," or "our"), including services delivered through third-party integrations such as Xero. By accessing our website or engaging our services, you agree to be bound by these Terms. If you do not agree, please do not use our website or services.

1. Description of Services

APX is the Business Financial Command Center for small and mid-sized businesses in the Los Angeles area. Our services include, but are not limited to, financial planning and analysis, cash flow management, bookkeeping oversight, payroll compliance guidance, and strategic advisory. The specific scope, deliverables, fees, and terms of any engagement are governed by a separate written service agreement executed between APX and the client.

Service Tier	General Scope	Governed By
APX Core	Bookkeeping oversight, payroll, basic financial reporting, compliance monitoring	Individual service agreement
APX Growth	CFO advisory, cash flow forecasting, KPI dashboards, compliance representation	Individual service agreement
APX Command	Deep oversight, capital strategy, multi-entity, lender relations, dedicated advisor team	Individual service agreement

2. Not Legal, Tax, or Accounting Advice

APX is a business financial advisory and fractional CFO services firm. We are not a licensed CPA firm, law firm, or registered investment advisor. Nothing on this website or communicated by our team constitutes legal advice, tax advice, accounting advice, or investment advice. All content on this website is provided for general informational purposes only.

We work alongside — and complement — your existing licensed tax and accounting professionals. Any financial decisions you make based on information provided by APX are made at your own discretion and risk. You should consult a licensed CPA, attorney, or financial advisor for advice specific to your legal, tax, or investment situation.

3. Website Use

You may use our website for lawful purposes only. You agree not to use the website in any way that violates applicable federal, state, or local law; to transmit any unsolicited or unauthorized advertising or promotional material; to impersonate any person or entity; or to engage in any conduct that restricts or inhibits anyone's use or enjoyment of the site.

We reserve the right to modify, suspend, or discontinue any aspect of the website at any time without notice. We are not liable to you or any third party for any modification, suspension, or discontinuation of the website.

4. Intellectual Property

All content on this website — including text, graphics, logos, images, and software — is the property of APX or its content suppliers and is protected by United States and international copyright laws. You may not reproduce, distribute, modify, create derivative works of, publicly display, or commercially exploit any content from this website without our prior written consent.

The APX name, logo, and all related marks are trademarks of APX. Nothing on this website grants any license or right to use any trademark without our prior written permission.

5. Free Consultation and First Month Offer

APX offers a complimentary initial consultation to prospective clients. This consultation is provided at no charge and creates no obligation on either party to enter into a service agreement. The "first month free" promotional offer is available to new clients only, applies to the first full month of service under a signed service agreement, and is valued at $1,000–$2,500 depending on the selected service tier. This offer may be modified or discontinued at any time without notice. No cash value; not transferable.

6. Xero Integration and Third-Party Accounting Platforms

APX uses Xero, a cloud-based accounting platform operated by Xero Limited, to deliver financial advisory and fractional CFO services to clients. By authorizing APX to connect to your Xero organization, you grant APX access to your financial data solely for the purpose of performing the services described in your service agreement. This access is governed by Xero's OAuth 2.0 authorization framework and may be revoked by you at any time through your Xero account settings.

APX's use of the Xero platform is subject to the Xero Developer Platform Commercial Terms and Xero Developer Platform Terms and Conditions. APX is responsible for maintaining its certification and compliance with Xero's security and data handling requirements. APX does not use client Xero data for any purpose beyond the agreed scope of services, and does not sell or share Xero-sourced data with any third party except as required by law.

Client Responsibility: You are responsible for ensuring that your Xero subscription is active and that you have the authority to grant APX access to your Xero organization. You agree to promptly notify APX if you wish to revoke access or if your Xero account credentials change. APX is not responsible for any interruption to services caused by changes to your Xero account, subscription status, or access permissions.

7. Confidentiality

APX treats all client business information as strictly confidential. Information you share with us through the contact form, during consultations, or in the course of an engagement will not be disclosed to third parties except as described in our Privacy Policy or as required by law. Specific confidentiality obligations for active client engagements are detailed in the applicable service agreement.

8. Disclaimer of Warranties

This website and its content are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement. APX does not warrant that the website will be uninterrupted, error-free, or free of viruses or other harmful components.

9. Limitation of Liability

To the fullest extent permitted by applicable law, APX and its owners, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of this website or our services, even if we have been advised of the possibility of such damages. Our total liability to you for any claim arising out of or relating to these Terms or our services shall not exceed the amount paid by you to APX in the three months preceding the claim.

10. Governing Law and Dispute Resolution

These Terms are governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions. Any dispute arising out of or relating to these Terms or your use of our website shall be resolved exclusively in the state or federal courts located in Los Angeles County, California, and you consent to personal jurisdiction in those courts.

11. Changes to These Terms

We reserve the right to modify these Terms at any time. When we make material changes, we will update the "Last updated" date at the top of this page. Your continued use of our website after any changes constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically.

12. Contact Us

If you have questions about these Terms of Service, please contact us:

APX

1225 W 190th St, Los Angeles, CA 90248

Email: [email protected]

Phone: (310) 644-5400

These Terms of Service were last updated on April 6, 2026. APX is a business financial advisory and fractional CFO services firm, not a law firm. These Terms are provided for informational purposes and do not constitute legal advice. We recommend consulting a licensed attorney to review any legal documents specific to your business.